"Reliable, honest, non-judgmental and very helpful. Right guy to get car insurance. Thank you for helping me and my husband."
Ruby Quiambao
Auto Insurance
Independent Insurance Broker · Ontario, Canada
Protecting What
Matters Most.
Every Carrier.
RIBO Certified. 5+ years across personal, commercial and MGA lines. I shop 25+ Ontario carriers so you don't have to.
AR
JM
NS
EK
4.9· Google Reviews
🛡️
RIBO Certified
Registered Insurance Broker of Ontario
25+
Carriers
Responds within 1 hour
Why work with me?
Here's the real answer.
No call centres, no shortcuts. Just a licensed broker who picks up the phone and knows the market cold.
Experience & Access
I've worked at AON Global, Billyard, All Risks, and now The Insurance Lab. I know which carriers pick up hard risks — and how to structure a policy that holds up at claim time.
AON AlumniMBA Marketing5+ YearsMGA AccessCAIB Candidate
Ontario Carriers
25+
Insurers compared for every quote
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Get your free quote today
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98%
Same-day response during business hours
🔓
Hard-to-Place & MGA Risks
Declined elsewhere? I have direct MGA access most brokers can't offer.
🚗
Auto Insurance
Personal, commercial, high-risk, multi-vehicle — every Ontario auto risk.
Get a Quote →🏢
Commercial
GL, commercial property, professional and contractors — coverage that holds up.
Get a Quote →What clients
actually say.
4.9
Based on Google Reviews · Ontario clients
"I'd like to thank you for the great efforts and smooth service that you provided to help with getting the best property insurance policy. Thank you Abhishek Bedwal, the Insurance Broker, for your efforts. All the best."
Ehab Mah.
Property Insurance
"They have one of the best services. Your car is in safe hands — but make sure you insure from them."
Oladele Victor Ojo
Auto Insurance
Simple. Fast. Done right.
01
Tell me what you need
Fill the form or call me. Takes 2 minutes.
02
I shop the market
I compare quotes across 25+ carriers and find your best option.
03
You're covered
I explain everything clearly, handle the paperwork, you're protected.
Your best rate.
One form.
One hour.
I personally review every submission and respond within the hour during business hours. No call centres, no run-around.
Frequently asked questions.
Abhishek Bedwal is a RIBO Certified insurance broker based in Oshawa, Ontario. He operates under The Insurance Lab, a division of BrokerUnion Insurance Inc., located in Whitby, ON. With over 5 years of experience across personal and commercial insurance lines, he helps Ontario residents and businesses find the best coverage across 25+ carriers.
An independent broker like Abhishek Bedwal works with multiple carriers — not just one — which means he can compare rates and coverage options across the whole market. RIBO-certified brokers are legally required to act in your best interest.
Work with an independent broker who has access to multiple carriers. Abhishek Bedwal compares rates from Intact, Aviva, Economical, Wawanesa, and 20+ other Ontario carriers to find your best option based on your driving history, vehicle, and location.
MGA (Managing General Agent) markets cover risks that standard carriers decline — high-risk drivers, unique properties, new businesses, and complex commercial risks. Abhishek has direct MGA access through The Insurance Lab.
Yes. Abhishek holds RIBO Level 1 certification from the Insurance Institute of Canada and is fully licensed to broker insurance in Ontario. He is also a CAIB candidate.
After submitting your request or calling, Abhishek typically responds within the hour during business hours. Most personal lines quotes are delivered same day.
The Insurance Lab is an Ontario-based insurance brokerage and a division of BrokerUnion Insurance Inc., located at 400 Dundas St E, Unit 201, Whitby, ON. They operate with 25+ insurance carriers across personal, commercial, and specialty lines. Abhishek Bedwal is a broker operating under The Insurance Lab.