Insurance Broker Serving Every City in Ontario

1. Call, email or send a quote request. Tell us where you live or where your business is.

1. We compare insurers that write in your area. Each insurer prices your location differently.

1. We explain your options. By phone or video, in the language you prefer.

1. You sign electronically. We arrange proof of insurance and any certificates.

1. We stay in touch. Renewals, changes and claims questions come to us.

Our office is at 285 Taunton Rd E, Oshawa. Office hours are Monday to Friday, 10:30am to 7:30pm.

We have detailed guides for these areas. Each explains local considerations:

• Durham Region

• Ottawa

• Niagara Falls

• Brantford

• Windsor and Essex County

Cross-border driving, manufacturing and older housing stock shape insurance needs here.

Windsor, Tecumseh, LaSalle, Amherstburg, Kingsville, Leamington, Essex, Lakeshore, Belle River

The GTA has some of Ontario's highest property values, busiest roads and largest mix of home types, from older detached houses and semi-detached homes to condos and multi-unit rentals. Auto insurance is often priced by postal code, so we compare several insurers for your exact address.

Toronto (including Etobicoke, North York, Scarborough, East York, York), Mississauga, Brampton, Vaughan (including Woodbridge, Maple, Concord, Kleinburg), Markham (including Unionville, Milliken), Richmond Hill, Thornhill, Aurora, Newmarket, King City, Stouffville, East Gwillimbury, Georgina (including Keswick, Sutton), Caledon (including Bolton), Halton Hills (including Georgetown, Acton), Milton, Oakville, Burlington

Durham combines commuter suburbs, growing new-build neighbourhoods, rural properties and small businesses. It is also where our office is.

Oshawa, Whitby, Ajax, Pickering, Clarington (including Bowmanville, Courtice, Newcastle), Uxbridge, Scugog (including Port Perry), Brock (including Beaverton, Cannington)

Older homes, tourist properties and mixed-use buildings are common here, and many owners rent out part of their property.

Hamilton (including Ancaster, Dundas, Stoney Creek, Waterdown, Binbrook), Grimsby, Lincoln (including Beamsville), St. Catharines, Niagara Falls, Niagara-on-the-Lake, Welland, Thorold, Port Colborne, Fort Erie, Pelham (including Fonthill), West Lincoln, Wainfleet, Haldimand County (including Caledonia, Cayuga, Dunnville, Hagersville)

University towns, tech firms and manufacturers create demand for student rentals, rental property and commercial coverage.

Kitchener, Waterloo, Cambridge, Guelph, Elora, Fergus, Elmira, New Hamburg, Ayr, Wellesley, Erin, Rockwood, Mount Forest, Arthur

Small cities and rural communities with many home-based and farm-adjacent businesses.

Brantford, Paris, Brant County, Simcoe, Port Dover, Delhi, Waterford, Tillsonburg, Norfolk County

A mix of university, industrial, agricultural and cottage properties.

London, St. Thomas, Woodstock, Ingersoll, Aylmer, Strathroy, Sarnia, Petrolia, Chatham, Wallaceburg, Goderich, Stratford, St. Marys, Exeter, Listowel, Clinton

Growing towns, cottage country and seasonal properties. Seasonal and vacant home coverage is common.

Barrie, Innisfil, Bradford, Orillia, Midland, Penetanguishene, Collingwood, Wasaga Beach, Alliston, Angus, Springwater, Orangeville, Shelburne, Huntsville, Bracebridge, Gravenhurst, Parry Sound

Lake communities, farms and vacation properties.

Owen Sound, Wiarton, Hanover, Walkerton, Kincardine, Port Elgin, Southampton, Sauble Beach, Meaford, Thornbury

Cottage and lake properties, heritage homes and small business communities.

Peterborough, Lindsay, Kawartha Lakes, Bobcaygeon, Cobourg, Port Hope, Campbellford, Trenton, Belleville, Quinte West, Picton, Prince Edward County, Napanee

Historic towns, farms, heritage buildings and border communities.

Kingston, Brockville, Gananoque, Cornwall, Prescott, Kemptville, Smiths Falls, Perth, Carleton Place, Arnprior, Renfrew, Pembroke, Hawkesbury

The capital region has a large rental market, government workers and many older homes.

Ottawa (including Kanata, Nepean, Orleans, Barrhaven, Gloucester, Stittsville, Manotick)

Long distances, harsh winters and seasonal properties. Vehicles and buildings face particular risks.

Greater Sudbury, North Bay, Sault Ste. Marie, Timmins, Thunder Bay, Kenora, Dryden, Fort Frances, Kapuskasing, Hearst, Elliot Lake, Temiskaming Shores, Kirkland Lake, Cochrane, Espanola, Blind River, Wawa, Marathon

• Home insurance and non-standard home insurance

• Rented dwelling, rental property, student rental and short-term rental insurance

• Auto insurance and high-risk auto insurance

• Commercial insurance, trades commercial auto and business insurance by industry